At a time when spiraling costs are biting harder than ever into household income – a good number of people right across the UK will be breathing a sigh of relief.
The Department for Work and Pensions (DWP) has announced those who qualify will receive a bumper payment of £9,748, which is scheduled to be phased in as of June 2025.
That boost is part of a larger push to assist individuals and families struggling to keep up with inflation, energy bills, housing costs and ordinary expenses.
So who is eligible for this increased help? Now just what is included in that £9,748 figure? And is there anything you need to do to get it?
Let’s dive into the details.
What Exactly Is the £9,748 DWP Payment?
First, a clarification: the £9,748 isn’t a one-off cheque coming through your letterbox. Rather, it is that year’s total sum of payments for certain services, which the amount has been increased recently for 2025/26.
This consists of the standard allowance plus any premiums received as part of Universal Credit, Pension Credit or Employment and Support Allowance (ESA), where applicable.
The increase is part of the annual benefit uprating by the government, and one of the biggest increases in more than a decade as living costs have rocketed.
And a large number of people who are less well-off will see their monthly payments hiked by a few hundred pounds more than they did at the same time last year.
Who Gets the Full £9,748 Bonus?
Individual payment amount depends on personal circumstances, however the £9,748 number is what most people can expect to be left to pay.
Single adults 25 and over on Universal Credit, particularly those with elements eligible for work capability
Disabled or long-term ill additional allowances.
Low income pensioners on Pension Credit (including housing or severe disability element)
People out of work receiving ESA with additional support needs
If you are already in receipt of UC, ESA or PC and your situation fits the requirements, you could be entitled to the full uplift. For most people, no further action will be required – the change will happen automatically, if your DWP data is up to date.
Why This Payment Is Important Now
It’s not as if the cost-of-living crisis has slackened. Food prices are high, utility bills are unpredictable, and many are still feeling the financial aftershocks of the pandemic and up i nflation. If you’re on a fixed income or can’t work, every extra pound matters.
The annual total of £9,748 translates to a little more than £812 a month, which can help to pay for necessities like rent, groceries, transport and medicine. It isn’t the lottery, but for millions of people, it’s a real and vital lifeline.
£9,748 DWP Lift Upfront Pros & Cons
Pros Cons
✅ Helps defray the increased cost of living ❌ Not everyone will qualify for the total amount
✅ Payments are automatic for existing claimants ❌ Some may experience delays if records are out of date
✅ There are extra premiums for disability support ❌ May still not be sufficient for families with high costs
✅ Increase in benefits reflects inflation – ❌ Can have an impact on other income-based entitlements in the occasional case
What You Should Do Next
If you’re not sure if you qualify or you’d like to check on the status of your estimated payments then it’s best to log into your DWP or Universal Credit account online, or call your local Jobcentre Plus. Make sure your:
Bank details are correct
Living position Lifestyle can be properly registered
Health status or needs are now NEVER outdated
If you are dealing with an insurer or have one in sight, here is why doing so can help you avoid delayed or under payments and make sure you get what’s owed to you.
£9,748 DWP Payment is Boost in June 2025
Let’s face it — it’s been a rough bit for a lot of people. But it is at least an acknowledgment that something more must be done to help the worst-off among us.
So if you’re in that boat, remember that help is on the way — and not just in words, but in pounds and pence.
And in moments like these, that counts.
